How to Invest and Spend for Happiness, Health, and Wealth

Andrew Hallam

Stop chasing money and start redefining success

Sure, money is important. And yes, it can make you happy—but only up to a point. The truth is, science has shown that we each have a set point that links our earnings with happiness; go beyond that point, and your happiness ceases to increase with income. 

In this illuminating guide to living a financially healthier, and happier, life, bestselling author and financial journalist Andrew Hallam demonstrates how you can optimize your income for maximum happiness by investing responsibly and living according to your values. You’ll find tips for using robo investors, insights for investing in socially responsible funds, and how to align your spending with what you hold most dear.

Drawing on behavioral science, evidence-based investing, and environmental science, he shows you how to start framing success in a way that actually brings happiness, not stress, into your life—by balancing your money, connection, health, and purpose.

Whether you’re a broke teenager, a middle-aged millionaire, or someone who hopes to retire on a shoestring, we all have one thing in common: we want to enjoy our lives. That means living better and laughing more. It means caring for the environment and helping our children to succeed—while defining “success” the way we really should.


Balance is one of the best personal finance books you’ll ever read—because it’s so much more than that. Andrew Hallam has written an insightful guide to spending and investing money, not to impress others but to build a life of satisfaction and significance.”

“Decades ago, Andrew Tobias gave us The Only Investment Guide You’ll Ever Need. It’s still a good read. But Balance, by Andrew Hallam, ups the game and takes us many steps further. Balance gives us a complete, modern context for the role of money and investing in our lives. Beneath a rich collection of anecdotes and stories, this short book provides a depth of research into the realities of investing and the errant relationship between money and happiness.”

“Entertaining and well-written yet solidly rooted in science, Balance offers a fresh look at what it means to be truly successful in life.”


“In Balance, Andrew Hallam describes what it means to be ‘successful.’ And it’s not what you might expect. If you want a healthy mindset with respect to money, health, relationships, and purpose, you’ll learn a lot from this humorous, impressively researched book.”

“Andrew Hallam isn’t just a fabulous personal finance writer. His book Balance invites us to go deeper to consider one of the oldest, most important questions of all time: ‘How should I live my life?’ The right questions matter, and Andrew knows which ones are worth asking.”


When ANDREW HALLAM isn’t fighting off mosquitoes in tropical jungles, cycling up a mountain, or trying to drive to Argentina in a van, he’s speaking and writing about happiness and personal finance. The former high school teacher wrote the international bestselling books Millionaire Teacher and Millionaire Expat. He has been profiled on CNBC and The Wall Street Journal and is the first person to have a #1 selling finance book on Amazon USA, Amazon Canada, and Amazon UAE.

ISBN 978-1-77458-075-2
$24.00 CAD $19.95 USD
Published January 18, 2022
6 × 9 280 Pages
Paperback, ebook